*what we do*


HAVE YOU EVER HAD ANY OF THESE QUESTIONS OR CONCERNS?

  • How much do I need to save to ensure retirement?
  • Can I retire early?
  • How do I plan for college expenses?
  • I'm getting a divorce and I need some advice.
  • How can I reduce my tax burden?
  • Where can I get advice from someone who isn't trying to sell me something?
  • What should I do with my stock options?
  • What is the AMT and how can I avoid it?
  • Should I pay off my mortgage early?
  • Which mortgage term is better, 15 or 30 years?
  • Should I refinance my home?
  • How should I invest my money?
  • I need someone to just review my investments.
  • I'm changing jobs, what shall I do about my current 401k?
  • How can I ever pay off this debt?
  • Should I continue to rent or should I buy a home?
  • Should I sell my rental property?
  • I want to loan some money to someone. What's the best way to go about this?
  • I need a spending plan!

TO HELP YOU SOLVE THESE IMPORTANT ISSUES, YOUR ADVISOR MAY PROVIDE:

  • Personal Financial Planning
  • Retirement Planning Strategies
  • Cash Flow Spending Plan (a.k.a. Budget)
  • College Funding Advice
  • Stock Option Advice
  • Tax Planning
  • Tax Preparation-Federal and State
  • Research on Individual Stocks, Bonds, and Mutual Funds
  • Developing a Savings Plan for a Specific Goal
  • Rent versus Buy Scenario for Home Purchase
  • Home-Financing & Refinancing Analysis
  • Asset Allocation of Investments According to Your Risk Tolerance
  • Amortization Schedules for loans
  • Divorce Planning- Tax and Financial Considerations
  • Ongoing Assistance or Hourly visits
  • Recommendation, if necessary to Other Professionals (Lawyers, Brokers, Bankers, etc.)
  • Second Opinions

HOW DO WE DO THIS?

    *We will obtain significant financial and other information including assessment of your goals, objectives, and attitudes. *We will analyze the information obtained in order to develop a plan or recommend a solution for your consideration. *We will assist you in implementing recommendations. *We will educate you and help you to be financially informed. *We will be available to you for future consultations as you see fit.